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Welcome
to Our Website! We hope you find all the information you are looking
for!
So get
comfortable and enjoy exploring all the information we have gathered for your
convenience. Oftentimes, folks are interested in seeing what else is available
in the local real estate market, so if you are one of these, just click here to search for your perfect
home!
We have
been assisting home buyers and sellers for over a decade in the beautiful
Conejo Valley including the preferred communities of Dos Vientos,
Newbury Park, Thousand Oaks! Camarillo, Westlake Village, Agoura Hills,
Calabasas, Oak Park, Moorpark and surrounding areas such as Oxnard
and Simi Valley
We have
found homes for those looking for Beach Property, Horse Property, Luxury
Homes, Fixers, Investment Properties, Foreclosures and Custom
Homes!
And we
will help YOU find exactly whatever it is you are looking for!
Contact us and let us know the best way we can help you!
805-262-2497 Direct
805-844-3650 Tim's Cell
Tim &
Jenny
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Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
Which U.S. hotel has more fountains than any other hotel in the world?
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| A |
The Bellagio Hotel in Las Vegas, Nevada has more than 1,000 fountains embellishing an 11+ acre artificial lake.
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 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
